When The Healthcare Parachute Fails To Open
I?ll never forget the look on my mother?s face that day at the pharmacy. Our insurance company?s server was down, which meant she?d have to pay full price for my prescription. As always, my being sick had worried her, but I think paying sixty dollars for a little box of just ten pills took years off her life. In the state of Texas alone there are 1.4 million children without health-care insurance (TexCare), and every time one of these children picks up a bug at daycare he/she sees the same expression on their parents? faces as I saw on my mother?s.
So what?s going on It?s a domino affect that starts with the rising cost of health care. Health care costs have increased by leaps and bounds, due to the use of expensive, technologically advanced equipment in treatments and the high cost of malpractice insurance for health-care providers, not to mention the need for pharmaceutical companies to recoup their research and development costs before they lose their five-year exclusive patents. Insurance companies have to pay claims based on these increased costs, so they raise premiums. Then, employers have to pay the high premiums
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